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For 20 years, The Cowart Team, backed by NFM Lending, has guided over 5,000 Virginia families through the homebuying/mortgage process –  coordinating, coaching, and partnering with our clients every step of the way.

We’re different. With most lenders, you apply online, get an automated prequalification letter for a super high home price, and you are off. Good luck… We believe our competition has the approach all wrong. Our model is consultative, interactive, and high-touch – we listen, talk, advise, and offer options. Our customized mortgage plans, created by our team, inspire confidence and allow our clients to win in this competitive market.

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